Teach You To Get Rich Quick Financial Fulcrum &Nbsp; Pry Your Wealth.

The working class in today's society

Thousands of years ago, the ancient Greek mathematician Archimedes had a famous saying: "if you give me a fulcrum, I can pry the whole earth."

Archimedes finally did not find this fulcrum outside the earth, nor did he find a pole long enough. In today's era of "you do not manage money, money does not care for you", people are happy to mention and take delight in talking about it. Investors also hope to find such a fulcrum. Leverage the golden tower of wealth to leverage the lowest possible investment to get the greatest possible return. As Andy of the Shawshank Redemption, a chisel will eventually get through the prison and return to freedom, then how to find a way to get rich quickly or find a fulcrum for financial management is very important and urgent. Can we find a Financial Fulcrum in the real life of financial management? Feasible fact

The biggest puzzlement of today's working class in investment and financial management is that the amount of funds they can control is scarce and scarce. Investment in stocks, real estate, gold and other high risk and high-yield financial investment tools can not control the risks. Even if the A stock market, which rises unilaterally like 2009, is also unable to earn a few children due to the shortage of funds, it will be stretched to the limit when it comes to hundreds of thousands or even millions of big handsets. Because the wage earners are not very rich in wages and bonuses, if they are not careful and careful planning, they will soon feel very shy.

But another fact is that, in the face of children's education funds, medical expenses, pension funds accumulation, high housing prices, which can not be separated from a word of money, more serious is that due to the time value of money caused by rising prices, the depreciation of paper currency and other elements led to your lack of financial management will face the situation of embarrassment and financial imbalance, so that some of these groups are in a dilemma.

Needless to say, in fact, customers who are good at studying and researching are not hard to find that the investment tools of "small accumulation and great wealth" can be obtained by using the fulcrum effect of financial management. There are fewer minority investment tools, such as using small amounts of money to insure insurance products for themselves and people, so as to achieve the risk of pferring personal risks; investing in stocks, gold, using personal consumption loans, "tomorrow's dream of money today", and customers who are fond of gold, but with insufficient funds, can make use of the agency's physical gold deferred business launched by ICBC to realize their own golden dreams and so on, which can achieve 42 orders of efficiency.

How to make money from the fulcrum effect of financial management? I think investors need to have a correct understanding and understanding of several aspects.

First, the leverage effect of most financial investment commodities is positively related to the size of investment risk. High yield will generally be accompanied by high risk, but it can not be generalized. It needs to be put in a certain investment environment for comparison and judgement.

In a good investment environment in a big economic cycle, it may be a smart move to use the fulcrum effect to speculate on reasonable investment returns. If the supporting effect is applied properly, it will achieve 42 effects of a thousand jin, such as the use of reasonable loans to buy houses and stocks, etc., but if we ignore the trend of the economic cycle and reverse the trend, we will not only enjoy the wealth effect of the supporting point effect agency, but we may steal the chicken, and the cost of the tower will be lost. Therefore, when investors use the fulcrum effect, we need to consider comprehensively the macro, meso and even micro and other investment factors.

Secondly, according to Archimedean's statement, besides a fulcrum, there must be a long enough arm to support the earth.

However, there seems to be no such tool in the world.

Therefore, the leverage effect of most financial commodities or tools also has certain limitations.

Financial people may end their lives without finding powerful or powerful leverage.

For example, debt investment can be said to be a magic lever tool, but it must be properly applied, otherwise it will backfire.

There are two basic principles to be applied in debt investment: first, we must expect the rate of return on investment to be higher than the loan interest rate; two, we must have sufficient capacity to deal with risks in any case, that is, paying cash in cash.

For personal credit, the author suggests that for consumer loans, such as car loans, credit card loans and so on, unless you do not consider investment and financial management and have strong economic strength, otherwise, because of high interest rates, further stimulation of consumption desire and no rate of return, it is best to adopt or not adopt; and for housing loans, this is undoubtedly our very correct tool for debt investment.

Housing, as the most important part of personal assets, is an important configuration for protecting, preserving and increasing value. Therefore, it is advisable to make good use of it and make it early. In addition, it should consider more projects, cycles, risks and rate of return.

Moreover, according to the three types of leverage, the fulcrum is not fixed.

Therefore, when there is no "highly leveraged" commodity in the world, the investment public can only increase the effect of wealth accumulation through the "lengthening investment period", that is, the effect of time compound interest.

Moreover, assuming that under the influence of inflation, the leverage effect of some investment financial targets will gradually decrease with time.

That is to say, the true value of the time present value will be much lower than expected under the same amount of investment.

For example, fixed labor insurance annuity, fixed insurance payment, future due income and so on.

Finally, it is a realistic and feasible choice to make good use of professional financial institutions and financial planners to realize their fulcrum effect.

With the rapid development of society, the division of labor is becoming more and more detailed. As a professional, scientific and practical type of edge and applied discipline, financial management can not really master the essence of all its talents. It is a rational and realistic choice to leverage its financial leverage and professional financial expertise and skills to achieve its leverage and financial management. It is just like many rich people at home and abroad will hire professional financial institutions and financial personnel to manage their wealth.

In view of the above understanding, the author thought: "if you give me a fulcrum, I can pry the whole earth."

Archimedes's remark on the world, with the help of the magic pivot, the lever principle and the broad scientific principle.

This kind of leverage principle is widely applied in various fields.

Similarly, in the capital investment market, the leverage principle can also play a small role. The personal application of this leverage has greatly enhanced the personal financial and business strength, making full use of this power, enabling wealth to grow at a geometric level.

The rational application of leverage can enable people to "empty the White Wolf" and "start business with white hands".

This kind of application is neither opportunistic nor illegal, but a great wisdom and big financial business.

It can be said that if a person is not investing in his own business, he will not be able to find the fulcrum if he does not use leverage. It is difficult for him to increase his wealth and increase his time.